Copyright © Notice: The materials are copyrighted © and trademarked as the property of The Curriculum Center for Family and Consumer Sciences, Texas Tech University. Financial Scorecard Course: Dollars and Sense Grade Level: 11-12 Topic: Time value of money Dollars and Sense TEKS Addressed: (3) The student demonstrates management of financial resources to meet the goals of individuals and families across the life span. The student is expected to: (C) connect mathematics to the understanding of interest, including avoiding and eliminating credit card debt. (D) collect evidence and data related to implementing a savings program, the time value of money, and retirement planning. (L) demonstrate the ability to use calculators, spreadsheets, computers, and software in data analysis relating to finance. Personal Financial Literacy TEKS Addressed: (6) Saving and investing. The student understands the implementation of a saving and investing plan. The student is expected to: (D) demonstrate the impact of compound growth over time. (7) Saving and investing. The student demonstrates an understanding of the importance of planning for retirement. The student is expected to: (C) demonstrate an understanding of the importance of saving early and at a sufficient level to achieve financial security in retirement. National FCS Standard Addressed: 2.6.2 Apply management principles to individual and family financial practices. National Standard in Personal Finance Education Addressed: Financial Decision Making Standard 4: Make financial decisions by systematically considering alternatives and consequences.
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